Axis Max Life’s India Retirement Insights Summit Highlights Rising Awareness and Shifting Retirement Behaviours

New Delhi, December 13, 2025 :  Axis Max Life Insurance Limited (“Axis Max Life” / “Company”),
formerly known as Max Life Insurance Company Limited, together with NDTV,
hosted the India Retirement Insights Summit in New Delhi, an event
focused on fostering dialogue and advancing awareness around retirement
preparedness in India on a national level.

The India Retirement Insights Summit brought together
policymakers, financial experts, industry leaders, and digital influencers to
examine the future of retirement through the lenses of financial readiness,
health preparedness, and emotional well-being. Designed as a thought leadership
initiative under the brand’s Bharosa Talks platform, the event
focused on sharing practical insights and data-driven perspectives to help
participants understand retirement planning trends and make informed decisions.

The primary objective of the India Retirement
Insights Summit
was to launch the fifth edition of the India Retirement
Index Study (IRIS 5.0),
a flagship survey conducted to map the retirement
preparedness in India by Axis Max Life Insurance in partnership with Kantar, a
leading global marketing data and analytics company. 

The Summit also provided a platform for diverse
perspectives on the future of retirement in India through a series of high-impact
panel discussions and expert interactions. Several high-profile sessions
featured senior industry leaders including Sumit Madan, Managing Director &
CEO, Axis Max Life; Soumya Mohanty, Managing Director & Chief Client
Officer – South Asia, Kantar; Munish Sharda, Executive Director at Axis Bank
and Non-Executive Director at Axis Max Life Insurance; Rohit Kumar Agrawala,
Director – Finance, Chennai Petroleum Corporation; and Sanjiv Bajaj, Joint
Chairman & Managing Director, Bajaj Capital, who shared cross-sectoral
perspectives on financial preparedness, consumer behaviour, and long-term
wellbeing.

This was followed by a focused discussion with Rachana
Ranade, Financial Influencer and Educator, and Rahul Talwar, Director &
CMO, Axis Max Life, which explored the retirement readiness among key
demographic segments such as Gen Zers, homemakers, and millennials.

Rahul Talwar, Director & CMO, Axis Max Life,
said,
“With increasing life expectancy ratio in
India, retirement planning will play a critical role in sustaining individual
financial security in the long term. At Axis Max Life, we have taken the lead
in building India’s one of the most comprehensive and consistent view of
retirement readiness through the India Retirement Index Study (IRIS), which is
part of our brand platform, Bharosa Talks. This survey, now in its fifth
edition, has emerged as one of the country’s most credible research platforms
in this space, offering data-driven insights into how India is preparing for
life after retirement. The India Retirement Insights Summit brings this
research to life by turning insight into action. By bringing together
leaders, experts, and influencers, we aim to drive meaningful conversations
that encourage and inspire Indians to make informed decisions and move toward a
more secure, healthier second innings
.”

 

IRIS 5.0: India’s Retirement Readiness at a Glance

Now in its fifth consecutive year, the India
Retirement Index Study (IRIS)
continues to serve as India’s most
comprehensive benchmark on retirement preparedness, assessing financial
security, health readiness, and emotional wellbeing across Indian consumers.
The 2025 edition reflects steady progress, with the national index rising from 44
in 2022 to 48 in 2025
, driven by stronger fitness habits, increased preventive
health check-ups, and higher insurance adoption. While financial confidence
remains steady, awareness around the required retirement corpus continues to be
low, with 7 in 10 respondents believing that ₹1 crore would be
sufficient for a comfortable retirement.

 

Read more about the India Retirement Index Study
at 

https://www.axismaxlife.com/iris-india-retirement-study-index

Disclaimer: Findings are based on survey responses,
and do not constitute financial advice. 

 

About India Retirement Index Study 

India Retirement Index Study is an annual retirement
study by Axis Max Life conducted in partnership with KANTAR. The study
evaluates India’s readiness for a healthy, peaceful, and financially secure
retirement across three indices Financial, Health, and Emotional Preparedness
each measured on a scale of 0 to 100. The fifth edition surveyed 2,242
respondents across 28 cities, including new segments such as gig workers.

 

About Axis Max Life Insurance (www.axismaxlife.com)

Axis Max Life Insurance Limited, formerly known as Max
Life Insurance Company Ltd., is a Joint Venture between Max Financial Services
Limited (“MFSL”) and Axis Bank Limited. Axis Max Life Insurance offers
comprehensive protection and long-term savings life insurance solutions through
its multi-channel distribution, including agency and third-party distribution
partners. It has built its operations over two decades through a need-based
sales process, a customer-centric approach to engagement and service delivery
and trained human capital. As per annual audited financials for FY2024-25, Axis
Max Life has achieved a gross written premium of INR 33,223 Cr.

For more information, please visit the Company’s
website at www.axismaxlife.com

 

About Kantar 

Kantar is the world’s leading marketing data and
analytics business and an indispensable brand partner to the world’s top
companies. We combine the most meaningful attitudinal and behavioural data with
deep expertise and advanced analytics to uncover how people think and act. We
help clients understand what has happened and why and how to shape the
marketing strategies that shape their future. To know more, visit www.kantar.com