Monsoons in India bring their fair
share of challenges for car owners, with heavy rains, unpredictable weather and
sudden floods affecting nearly every region. In fact, over 90%
of Indian cities face waterlogging and flooding problems during the monsoon
season, making vehicle protection a major priority. According to a recent
survey, 68%
of respondents highlighted that these seasonal issues lead to significant
vehicle wear and tear and related costs.
Repair expenses can make a huge
dent in your pocket in such unforeseen events. Hence, having the right
insurance coverage from Royal Sundaram can make all the difference.
However, standard insurance might
not offer all the protection you need during the monsoons. This is where Royal
Sundaram’s add-ons come into the picture, as they provide the extra cover your
vehicle needs.
“With the increasing
frequency of extreme weather events, our add-ons are designed to help customers
stay secure and drive with confidence, no matter the forecast.” –
Mallikarjun Mallannavar, Chief Claims Officer at Royal Sundaram
Depreciation Waiver Cover
With Royal Sundaram’s Depreciation
Waiver Cover, you can claim the full value of plastic and metal parts
without any deduction for depreciation during any accident claim. You will
receive the complete cost when you file a claim for a part replacement towards
accidental repairs, regardless of your vehicle’s age.
Inclusions:
- Full value for all plastic and metal parts in case
of a claim. - No out-of-pocket expenses for depreciable parts.
Windshield Glass Cover
The Windshield Glass Cover
add-on ensures that if your car’s windshield breaks, you can get it repaired or
replaced without affecting your No Claim Bonus (NCB). This cover is especially
beneficial as it protects your accumulated bonus despite making a claim.
Inclusions:
- Repair or replacement of windshield glass without
affecting the NCB. - Applicable only for the first claim of windshield
glass replacement within the year.
Aggravation Cover
Driving through waterlogged roads
during monsoons can damage your car’s most vital component: its engine. The
Aggravation (Damage) Cover Clause insures your vehicle’s internal parts against
water damage and accidental leaks.
Inclusions:
- Coverage for damages to internal parts of the
engine, gearbox, transmission/differential, and power steering pump. - Compensation for repairs or replacement of these
parts due to:
- Leakage of lubricating oil or coolant due to an
accident.
- Water ingression while driving.
- Labour costs for repairs/replacement, and necessary
lubricants and consumables.
Get Monsoon Ready with Royal
Sundaram Add-Ons
With the potential for heavy rains leading
to accidents or damages, having the right insurance coverage is vital. Royal Sundaram’s innovative
Motor Insurance add-ons ensure you and your vehicle stay well-protected
this monsoon season.
“We’re proud to offer
proactive, accessible solutions that effectively address our customers’ needs.
Our monsoon-specific offerings are crafted with a thorough understanding of the
challenges Indian drivers face during the season.” – Mallikarjun Mallannavar,
Chief Claims Officer at Royal Sundaram
Secure your vehicle and drive with
peace of mind, knowing that with Royal Sundaram by your side, you’ll weather
any storm that comes your way.
